Clients often think they don’t need renters insurance — “Nothing I have is worth that much,” they’ll say, or “I don’t have a lot of stuff.” That’s how most people think of renter’s coverage: protection for stuff, and nothing more.…
What is the California Fair Plan? The California Fair Plan is an insurance pool made up of all the insurers who are admitted to write property insurance in California. The California Fair plan was created as a last resort insurance…
Recently, two very important acts regarding California Workers Compensation and COVID-19 were signed into law. SB 1159 On September 17th, 2020 Gavin Newsome signed into law Senate Bill 1159, which creates three statues in regards to workers compensation benefits for…
What is the best home insurance option for residents in San Jose? If you’re like most homeowners in San Jose, your home is your most valuable asset, and should be protected as such. When your home is damaged or destroyed,…
What is the workers compensation experience mod, one may ask? The workers compensation experience mod is designed to measure whether a companies workers compensation losses are worse or better than expected. The base rating for a mod is 1.0, which…
A critical part to running your California business is making sure your employees are safe at work. Workers compensation coverage protects you and your employees from any work related injuries and illnesses. In California, as in most states, workers compensation…
Today we are going to look at the top 10 most financially costly causes of loss that appeared on workers compensation claims in 2019. These injuries may not occur more frequently than others but the costs associated with these claims…
Restaurant owners are some of the most passionate business owners. They work tirelessly to make sure they consistently please their customers by providing amazing food and service. However, the restaurant business comes with many obstacles. One of those…
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…
I was recently asked this question by one of our Don Williams & Associates clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one…