Workers Compensation Insurance is one of the most important types of insurance for any California business owner to have. Not only is it important, but it is required for any California business that has employees. How are rates calculated? How…
Does California Homeowners Insurance Cover Water Damage? A common question we get all the time is “does California homeowners insurance cover water damage”? For California homeowners, one of the most common insurance claims is water damage. Some of the common…
The most common question our office has heard this past year has been “Does Homeowners Insurance Cover Wildfires”? Homeowners Insurance in California does cover damage to your home in the event of a wildfire. A standard homeowners policy, also known…
Best Rental Property Insurance in California Rental properties are one of the best investment assets one can have. Making sure you have the proper rental property insurance in place is critical in protecting such a large asset. This will provide…
California Residents – What You Need to Know About Life Insurance Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made your family…
What you should know about flood insurance You’ve probably heard this horror story before — someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn’t cover flood damage. At Don…
Making a Case for a Fire-Wise Landscape You’ve heard all about the record dry weather across the country, and you’ve probably heard about the increased threat of wildfires, too. But, have you considered the fire risk of your own landscaping…
4 Things to Consider When Insuring a Short Term Rental Everyone loves vacation. But, vacationing in your own seasonal home? Even better. Landlord insurance for short term rentals can be confusing. we break down exactly what you need to…
Clients often think they don’t need renters insurance — “Nothing I have is worth that much,” they’ll say, or “I don’t have a lot of stuff.” That’s how most people think of renter’s coverage: protection for stuff, and nothing more.…
What is the California Fair Plan? The California Fair Plan is an insurance pool made up of all the insurers who are admitted to write property insurance in California. The California Fair plan was created as a last resort insurance…